Before you start looking for a home, it is important to consider the type of loan that works best for you with regards to interest rates and fees. Although mortgages are generally considered expensive, most home loans include valuable extras like redraw facilities or offset accounts that can save borrowers money in the long run. Having said that, interest rates can vary widely between institutions. Make sure you compare your options closely before applying for a loan so you know what to expect in terms of costs and features.
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